victim of an identity theft? protect your credit with mylifelock.com My Lifelock membership now! Credit cards are the convenient answer of upwardly mobile people who want to get their purchases done in the most comfortable, time saving way. And e-commerce is the idea that lets enterprising people set up their products and services over the World Wide Web.Utility fraud is relatively easy to commit. Think about how little it took for you to establish phone or electrical service at your home. If a persons identity is fraudulently used to obtain utility service, it isn’t difficult to resolve the problem relative to the other forms of identity theft, but it can indicate a much greater problem. The same information that was used to fraudulently establish utility service can be used to obtain credit. Shred unwanted and pre-approved credit applications, and have your name removed from those mailing listsdon’t share personal account information with anyone, including co-workers, friends, and roommates. Unless they are also responsible for paying your bills, they have no reason to have this information. And don’t give them your passwords without a very good reason. If you do share your passwords, change them as soon as possible. let mylifelock.com help you today